30 July, 2026
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PAYMENTS
What Is BPAY? How Australia's Domestic Bill-Payment System Works
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- By Confidia
- 28 Jul 2026
BPAY has been helping Australians pay bills through their online banking since 1997. Unlike the NPP's instant transfers, BPAY is purpose-built for bill payments with powerful reconciliation features. This article explains Biller Codes, Customer Reference Numbers, and how BPAY fits alongside the newer NPP services.
PAYMENTS
From Direct Entry to Real-Time Payments: How Australia Is Modernising Its Domestic Payment Infrastructure
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- By Confidia
- 28 Jul 2026
Australia's payment infrastructure is undergoing its most significant transformation in decades. The migration from BECS (Direct Entry) to the NPP represents a generational shift from batch processing to real-time, data-rich payments. This article explains what the transition means for payroll, bills, government payments and the future of Australian domestic payment capability.
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