In July 2026, Confidia formally lodged documents with ASIC to convert from a public company to a proprietary limited company. Here's why we made that decision — and what it means for our customers and partners.
Australia's payment infrastructure is undergoing its most significant transformation in decades. The migration from BECS (Direct Entry) to the NPP represents a generational shift from batch processing to real-time, data-rich payments. This article explains what the transition means for payroll, bills, government payments and the future of Australian domestic payment capability.
BPAY has been helping Australians pay bills through their online banking since 1997. Unlike the NPP's instant transfers, BPAY is purpose-built for bill payments with powerful reconciliation features. This article explains Biller Codes, Customer Reference Numbers, and how BPAY fits alongside the newer NPP services.
PayTo is the least understood but most transformative service on the New Payments Platform. It gives customers full visibility and control over payment agreements through their online banking, while giving businesses faster confirmation and richer data. This detailed guide explains how PayTo works, how it differs from traditional direct debit, and what the transition means for Australian consumers and merchants.
PayID is one of the most useful but misunderstood features of Australian banking. It is not a separate account and it does not hold money. It is simply an easy-to-remember address — like a mobile number or email — linked to your bank account. This article explains how PayID works, the different types available, and how businesses can use PayID for faster, more accurate payments.